Usage and Credits
Paperful uses credits to measure processing and compute usage across the platform.
Instead of billing separately for every underlying service involved in processing a document, Paperful translates operations into a single, predictable unit.
Credits are used for operations such as document processing, understanding and rendering.
How credits work
Every workspace has a credit balance.
When you perform a billable operation, the corresponding number of credits is deducted from your balance.
For example, processing a document might involve:
Paperful handles the infrastructure behind these operations. You only pay for the resulting usage.
Most read operations don't consume credits. Retrieving a paper, reading its content, searching already indexed content, or downloading a file generally doesn't affect your credit balance.
Credit usage
The following table shows how common operations consume credits.
| Operation | Usage |
|---|---|
| Process a page | 1 credit |
| Understand a node (can be an image, a chart or a table) | 1 credit + tokens |
| Index content for search | Based on content size |
| Generate embeddings | Based on tokens |
Some operations have variable costs because the amount of work depends on the document.
For example, a 10-page PDF containing only text will generally use fewer credits than a 10-page PDF containing dozens of tables, charts, and images.
Example
Consider a 10-page report containing two tables and one chart.
10 pages 10 credits
2 tables 2 credits + tokens
1 chart 1 credit + tokens
──────────────────────────────────
Processing 13 credits + tokensSearch indexing and other optional operations may consume additional credits.
The exact usage is recorded in your workspace so you can understand where your credits are being spent.
Included credits
Every plan includes credits that can be used across Paperful.
| Plan | Included credits |
|---|---|
| Free | 2,500 |
| Developer | 15,000 |
| Growth | 75,000 |
| Enterprise | Custom |
Paid plans receive better credit pricing as usage grows.
Unused included credits reset according to your billing cycle unless otherwise specified by your plan.
Visit the Console to see the credit allowance and pricing associated with your current plan.
Additional Credits
If your workload exceeds the credits included with your plan, you can purchase additional credits.
Additional usage is charged according to your plan's credit rate.
This means you don't need to predict your exact document volume before getting started.
For workloads that consistently require more credits, upgrading your plan will usually provide a lower effective cost per credit.
Monitoring usage
You can monitor usage from the Console .
The usage dashboard shows:
- Current credit balance
- Credits used during the billing cycle
- Usage by operation
- Storage usage
- Billing cycle
Usage information is also available programmatically through the SDKs and API.
const usage = await paperful.usage.get();
console.log(usage.credits.remaining);
console.log(usage.credits.used);A response might look like:
{
"credits": {
"included": 15000,
"used": 4280,
"remaining": 10720
},
"cycle": {
"startsAt": "2026-08-01T00:00:00Z",
"endsAt": "2026-09-01T00:00:00Z"
}
}When credits run out
Paperful checks your available balance before starting operations that consume credits.
If there aren't enough credits available, the operation won't start.
The API returns an error that can be handled by your application:
{
"error": {
"code": "insufficient-credits",
"message": "The workspace doesn't have enough credits to perform this operation."
}
}Existing papers remain available. You can continue retrieving, searching, and downloading previously processed content.
Add credits or upgrade your plan to resume processing.
Credits vs. storage
Credits and storage are measured separately.
Credits represent work performed by Paperful, such as processing pages, understanding document content, and generating embeddings.
Storage represents the amount of data retained by your workspace.
For example, uploading and processing a document may consume both credits and storage, while retrieving that document later consumes neither additional processing credits nor additional storage.
Enterprise usage
Enterprise plans can support custom credit volumes, higher processing concurrency, increased storage, and negotiated usage rates.
For large or predictable workloads, contact us to discuss your requirements.